
When Should You Start Taking Your CPP or OAS?
A common question we get here at Pension Solutions Canada is “When should you start taking your CPP or OAS?” First, you will receive the maximum CPP if: You contribute


Is Commuted Value Right For You?
All right, you’re going to retire this year. Is the commuted value right for you? By that I mean, is your personality suitable to invest this large pension settlement? Here’s


Estate Planning: 4 Critical Things To Consider First
When thinking about estate planning, most people think about their Will and planning out what should happen in the event of their deaths. However, what if you are disabled or


Top Estate Planning Strategies For Canadians
You need to get your affairs in order so that if you died yesterday, it won’t be a mess for your family. Make sure your assets are given/dispersed in a


Retirement Tip: Take Advantage Of Unused RRSP Contribution Room
Why would you take unused RRSP contribution room into retirement? If you are retiring in 2021 and will take a company pension or the copycat pension, contribute now to your


Calculating Retirement: How much will it cost you to retire?
Have you thought about your 80th birthday? Most people imagine having financial security by then, ready to retire and enjoy a stress-free lifestyle. However, have you considered the cost of


Retirement Planning: 3 Tips To Successfully Live Within Your Means As A Retiree
One of the biggest responsibilities when planning your retirement is the creation of a budget to ensure you don’t spend more than you can afford. No matter how prepared you


Tax Saving Tips With Your RRSP
The RRSP is pretty much the only tax shelter for salaried employees. You can’t write off your gas or your office in the house, but you can ‘write off’ contributions


How Your Employer’s Registered Pension Plan Impacts Your RRSP Contribution Room
Do you have an employer-sponsored pension plan? If your employer has a Defined-Benefit Pension Plan (DBPP) or a Defined-Contribution Pension Plan (DCPP), and you’re planning on retiring soon, you may