Retiring can be a very stressful time. It’s a big decision that can impact all aspects of your life. There are so many decisions to make, like what to do with your assets, how to invest, how you want to spend your time, what you want to do in retirement, and what you think will help you live the kind of life you want.
Investing is a very complicated topic. If you don’t have the time or knowledge to invest, it’s important to use a Certified Financial Planner (chat with one from Pension Solutions Canada for free by calling 1-888-554-6661). A Certified Financial Planner can look at your finances and help you decide the best way to invest your money. They can help you identify your goals and then develop a strategy to help reach them. If you have any money that you want to invest or if you’re planning on retiring soon, work with your financial planner to not only make sure you have all your ducks in a row, but also to make sure you’re going to ENJOY retirement to the fullest!
Knowing how much money you will need to retire can be tricky, but it’s important to get a handle on this before you retire. You don’t want to find yourself in a situation where you are completely dependent on others for your income.
Think about how you’re going to be able to pay for your lifestyle without working.
A lot of people have the misconception that they need to live a certain lifestyle in order to retire happy and enjoy the freedom it brings. But, in reality, retirement is about being able to enjoy your time off without having to work full-time.
If you’re not using a financial planner, or don’t have one, it’s time to get one. You should be talking to a financial planner on a monthly basis about your priorities and needs for the next year.
It’s important to have a financial planner who will sit down with you and create a plan that works for your specific needs.
While preparing for retirement is a personal decision, it is important to think ahead and make sure you’ve done all you can to prepare. Make sure you have a plan in place for your transition from work life to retirement.
During these difficult times with the COVID-19 pandemic, you don’t need to meet your financial planner in person all the time. Financial planners and advisers are available to answer your questions through email, phone and video chat! Technology has made it easier than ever to get the answers you need when it comes to financial planning.
The day you retire is one of the most exciting days of your life. It’s a time to relax, enjoy the fruits of your labor and explore new hobbies. But it’s also a time to be prepared.
The team at Pension Solutions Canada specializes in helping individuals prepare for retirement and protect their assets. If you’re unsure if you’ll have enough money when you retire, give us a call. We can help! We’ll also assist you with estate planning, address tax minimization, and answer all of your retirement questions.
Call us at 1-888-554-6661 to get started. Our services are no cost to you.