Let us quarterback the pension process
With over 20 years experience, we’re here to help you navigate the pension process each step of the way.
Understand your choices
Pensions can be complex, with outdated tax legislation and rules put in place to make it difficult. We’re here to help.
Leave your pension or move it out
We provide you with a variety of options, including taking your money out to create your own investment for retirement.
ABOUT BRUCE
Your Trusted Dundas Financial Advisor
chadadminImportant Steps To Do Before You Retire With An Employer Pension Plan
An employer pension plan is a registered plan that provides you with a source of income during your retirement. Under these plans, you and your employer (or just your employer)
chadadminPre-Retirement: 8 Questions To Consider If Supplementing Your Retirement Income With A Part-time Job Is Right For You
Many retirees plan to supplement their income with a part-time job. The decision to do so is not always an easy one, but it is one that can pay off
BruceThinking of Retiring Early And Accessing Pension Funds Before You’re 65?
Planning on an early retirement? A risk with early retirement is that you may not have had enough time to build up the funds you’ll need during your retirement. You
chadadminDefined-Contribution Plan Vs. Defined-Benefit Pension Plan
Retiring can be a very stressful time. It’s a big decision that can impact all aspects of your life. There are so many decisions to make, like what to do
BrucePension Buyout Offers in Canada
Is your company downsizing? When an employer is downsizing or restructuring their business, the company might provide employees with an offer for a one-time amount of money if you leave
chadadminConfused About What To Do Next To Prepare For Retirement? You’re Not Alone.
Retiring can be a very stressful time. It’s a big decision that can impact all aspects of your life. There are so many decisions to make, like what to do
chadadminMoving Your Pension When Leaving Your Job
Leaving your job or were recently terminated by your employer and your company has a pension plan? If you’re like most people, you probably don’t think too much about your
chadadminWhat is a defined benefit pension plan through my employer and how does it work?
A defined benefit pension plan is a type of pension plan where the company you work for (your employer) ‘sponsors’ your retirement plan by promising a specified pension payment. The
BruceWhat is Commuted Value for Pensions in Canada?
When you retire, you have the choice of taking a lump sum payout of your pension’s commuted value or a pension lifetime monthly benefit. Commuted value is the net present-day
chadadminLump-Sum vs. Regular Pension Payments: Pros & Cons
If you’re planning to retire soon from your job and have a defined-benefit pension plan through the company you work for, you will be faced with the decision to either:
BruceInflation And How It Impacts Your Pension
When you’re planning for retirement, you need to take into account the impact of inflation, which is the general increase in prices and fall in the purchasing value of money.
Bruce3 Options When Leaving Your Employer
Click play to watch the video below… Leave your pension or move it out? We provide you with a variety of options, including taking your money out to create your
BruceUnderstanding Copycat Annuity
By Bruce Youngblud, CFP, CIM The copycat or mirror annuity is a popular choice for employees coming out of a defined benefits pension plan. Whether you are retiring or being
chadadminRetirement Planning If You Live In Dundas, Ontario
Let’s talk about retirement planning if you live in or near Dundas, Ontario. Depending on the financial expert you ask, you’ll get many different viewpoints and advice on what age you
