Let us quarterback the pension process
With over 20 years experience, we’re here to help you navigate the pension process each step of the way.
Understand your choices
Pensions can be complex, with outdated tax legislation and rules put in place to make it difficult. We’re here to help.
Leave your pension or move it out
We provide you with a variety of options, including taking your money out to create your own investment for retirement.
Your Trusted Dundas Financial Advisor
An employer pension plan is a registered plan that provides you with a source of income during your retirement. Under these plans, you and your employer (or just your employer)
Retiring can be a very stressful time. It’s a big decision that can impact all aspects of your life. There are so many decisions to make, like what to do
Many retirees plan to supplement their income with a part-time job. The decision to do so is not always an easy one, but it is one that can pay off
There are two types of employer-sponsored retirement plans: defined-benefit pension plans and defined-contribution plans. As the names imply, a defined-benefit pension plan provides a defined payment amount when you retire based on
Is your company downsizing? When an employer is downsizing or restructuring their business, the company might provide employees with an offer for a one-time amount of money if you leave
When you’re planning for retirement, you need to take into account the impact of inflation, which is the general increase in prices and fall in the purchasing value of money.
If you’re planning to retire soon from your job and have a defined-benefit pension plan through the company you work for, you will be faced with the decision to either:
A defined benefit pension plan is a type of pension plan where the company you work for (your employer) ‘sponsors’ your retirement plan by promising a specified pension payment. The
If you’re leaving your job or were recently terminated by your employer and your company has a pension plan, you may want to consider moving your defined-benefit or defined-contribution pension away from
Planning on an early retirement? A risk with early retirement is that you may not have had enough time to build up the funds you’ll need during your retirement. You
When you retire, you have the choice of taking a lump sum payout of your pension’s commuted value or a pension lifetime monthly benefit. Commuted value is the net present-day
Click play to watch the video below… Leave your pension or move it out? We provide you with a variety of options, including taking your money out to create your
By Bruce Youngblud, CFP, CIM The copycat or mirror annuity is a popular choice for employees coming out of a defined benefits pension plan. Whether you are retiring or being
Let’s talk about retirement planning if you live in or near Dundas, Ontario. Depending on the financial expert you ask, you’ll get many different viewpoints and advice on what age you